Working Capital for small business.
Working capital gives you a lump sum with a fixed payment schedule. You know the full structure of the deal — and the full cost in dollars — before you sign.
How working capital works
You apply with four months of bank statements and basic business details. Underwriters review revenue stability, time in business, and the purpose of funds. If approved, you receive one or more offers laying out every term in writing. Once you sign, funds reach your business account in 1–3 business days.
How this product is structured
Your offer document includes the full cost in dollars, the rate, the total payback, and the payment schedule, all in writing, before you sign.
To apply
- At least 6 months in business
- $15,000+ in monthly revenue
- Business bank account in the company name
- Most recent 4 months of bank statements
- Government-issued ID
Who working capital fits
Working capital fits operators who want a predictable payment, a defined payoff date, and would rather not give up a slice of every deposit. Common uses: inventory, marketing pushes, payroll bridges, and renovations.